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Missing a payment Your payment history is one of the most important factors in determining your credit score, so if you make a habit of not paying your bills, your score is pretty much guaranteed to .

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The most common reasons for being denied credit are: Issues with your credit or a low credit score. Not enough income Bad. loans, it is time to get things cleaned up so that your credit can begin.

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MADRID (Reuters) – Spanish banks, awaiting the first funds from a 100-billion-euro European credit line, are coming under increased stress as bad loans rose to a record. in commercial paper are not.

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